Amazon Pay Later Launched in India

Amazon Pay Later will make online shopping easier for people who do not have a credit card or enough cash in the bank at the time. Here's everything you need to know.

by Monika

Updated: Apr 29, 2020 15:18 IST

Tags: Social Tech
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Enjoy Amazon Pay Later Credit Service now in India

Amazon India has just declared the launch of the Amazon Pay Later credit service. The service is here to compete with Flipkart in offering customers with a virtual line of credit to all eligible customers. The credit will be available only on With the help of digital credit, the consumers will be able to buy any product ranging from daily essentials to electronics and also clothing. Apart from shopping, the credit can also be used to complete bill payments on Amazon Pay Later will make shopping online easier for people who do not have a credit card or enough cash in the bank at the time. The Pay Later service also offers the option to repay in the EMIs of up to 12 months at nominal interest rates.

The customers can use the Pay Later credit to make a payment from Rs. 1 to up to Rs. 60,000. This will now help users without credit cards stretch their budget on home appliances, electronic gadgets, everyday essentials, groceries, and more. Unlike Flipkart, the Amazon Pay Later service also allows users to pay their monthly bills, including electricity, mobile recharges, DTH, etc. 

"We are constantly looking for ways to amend our customers' payment experience on and make purchases more affordable. Amazon Pay Later is a unique service that will help customers expand their access to credit and experience the most convenient option of making payments. In current times Amazon Pay later empowers our customers to manage their monthly spends better," said Mahendra Nerurkar, CEO Amazon Pay India

Amazon launched the service as a test trail earlier making it available to select customers. Now, it has been extended to tens of thousands of eligible customers. To achieve this, Amazon Pay has partnered with Capital Float to design and enable the 'Amazon Pay Later' service. To offer the line of credit, the company has partnered with Karur Vysya Bank (KVB) as a co-lending partner to scale up the service. Protection Status